October 13, 2009
As the year wraps up, your thoughts are probably focused on things other than health care. Celebrating the holidays, visiting family, and making time for friends takes precedence. Life can go into overdrive for a while. But if you carve out a little time for your dental appointment at Dr. Mays’ office, you could be rewarded with money saved. Everyone could use a little of that by the end of the year!
Optimizing your benefits soon makes sense. Most dental plans run according to the calendar year rather than the fiscal year. So scheduling an appointment now means that you’ll:
Put your yearly maximum to good use
The exact amount of yearly maximums vary by insurance provider, but the idea is always the same. Your insurance company will pay for a set amount of your dental work each year. This benefit renews annually and doesn’t roll over. You can’t predict how you might need that allowance next year, so taking care of your dental health today is a smart move.
Take advantage of deductible you’ve already paid
Every new year brings a renewed deductible. This is the amount you pay before the insurance company will start covering dental procedures. Usually it’s around 50 dollars. If you’ve already paid your yearly deductible, why not make the most of what you’ve invested?
Pay this year’s insurance fees
Insurance premiums or co-pays can increase from year to year. If you know you should make an appointment, procrastination could be a costly gamble. Visiting in the next few months means knowing you’ll get this year’s benefits for this year’s treatment.
Avoid dental emergencies this season
Scheduling dental care around your life is better than disrupting it with an urgent visit to the dentist. That’s never truer than during the holidays. If you keep up with routine maintenance, chances are you’ll have fewer causes to call Dr. Mays for an emergency appointment.
October is already in full swing. This year is passing quickly, so if you want to take full advantage of your dental insurance, don’t put it off any longer.
If you live in Richardson, Plano, or anywhere in the greater DFW area, Dr. Mays is here to serve you. She has provided quality family and cosmetic dentistry at her private practice since 1996. To schedule an appointment, contact our office today.
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